Habitat for Humanity of the NC Sandhills

*Our Mandate*	We will pursue only those activities that are in keeping with our mission as an organization dedicated to the elimination of substandard housing.
*Our Focus*	We will build communities where the atmosphere fosters growing, thriving families.
Our Approach	We will work with organizations in Moore & Richmond Counties to support and achieve our goals. Every activity we undertake will support our mission, vision and values.
Our Outreach	We will let our Christian values be evident through our every action.
Our Stewardship	We will effectively and economically manage the resources entrusted to us.

Habitat of Humanity of Moore County was founded in 1988 by an inter-denominational group concerned about substandard housing, and it exists to serve Moore and Richmond County citizens living at 60 percent or less of median income who need suitable housing. The name has changed to Habitat for Humanity of NC Sandhills, but our mission stays the same. Habitat is a Christian ministry with an ecumenical bent and an interfaith focus. Habitat not only builds its houses with the potential homeowners and hundreds of volunteers, but also provides twenty or twenty-five year mortgages for the families at zero interest. Our services are available to people of all races and faiths, as well as to people who profess no religious faith.

Since 1988, Habitat for Humanity of the NC Sandhills has sold 171 homes to low income families. Currently six homes are in various stages of construction.

It takes between six and ten months to build a Habitat home. We are currently building houses in Carthage and Richmond County in the 2009-2010 fiscal year.

We currently sell Habitat homes for between $62,000 and $65,000, depending upon the location of the home size of the home and lot size.

Habitat homeowners pay approximately $350 per month for principal, insurance and taxes. Homes are sold with zero interest. The mortgages are no-profit and go into our Fund for Humanity that enables us to continue building homes.

The average cost to build a Habitat home in Moore County was $66,500 last year. This includes land, infrastructure and all house costs (except for staff, program and administrative expenses. These funds are raised separately).

In 2008 Habitat homeowners paid over $80,000 in property taxes.

We build homes for families between 30% - 60% of the Annual Median Income. Income ranges of family qualifications are determined by family size:

Families perform 300 hours of 'sweat equity' per adult and attend 15 home ownership classes prior to purchasing their homes.

The selection criteria are housing need, ability to pay for the home and willingness to partner with Habitat.

Building Houses, Building Communities, Building Hope